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| Multipolls vs Swagbucks: Side-by-side comparison of two popular survey apps. Multipolls (left) features Top-Rated surveys with disqualification pay and lower $12 minimum cashout. Swagbucks (right) offers more earning variety including shopping cashback and videos, with $25 minimum payout. |
Choosing between Multipolls and Swagbucks for your survey-taking journey? You're facing one of the most common dilemmas in the reward app world. Both apps promise to pay you for sharing your opinions, but they work quite differently under the hood.
After personally testing Multipolls for 7 days (earning R20.54 in South Africa) and extensively researching Swagbucks through official documentation, user reviews on Reddit's r/beermoney, and Trustpilot ratings, I'm breaking down exactly how Multipolls vs Swagbucks stack up in 2025.
Start your survey journey today!
This review is based on real testing and official sources, with full editorial independence. You can choose the app that fits your needs and start earning right away.
Here's the truth: there's no universal winner. The best choice depends on what YOU value most—whether that's a lower cashout threshold, disqualification compensation, earning variety, or brand recognition. By the end of this 3,000+ word comparison, you'll know exactly which app fits your needs, your location, and your earning goals.
Let's dive into the data.
Quick Comparison: Multipolls vs Swagbucks at a Glance
Before we explore the details, here's the side-by-side breakdown of how these two survey giants compare:
| Feature | Multipolls | Swagbucks | Winner |
|---|---|---|---|
| Minimum Payout | $12.50 (≈R250) | $25 (some $3 options) | ✅ Multipolls |
| Disqualification Pay | ✅ Yes (Top-Rated) | ❌ No | ✅ Multipolls |
| Earning Variety | Surveys + Games | Surveys + Shopping + Videos + Games | ✅ Swagbucks |
| Referral Program | 10% Lifetime | 10% for 30 Days | ✅ Multipolls |
| Payment Speed | 24-48 Hours | 3-5 Business Days | ✅ Multipolls |
| Currency System | Real Currency (Local) | Points (100 SB = $1) | ✅ Multipolls |
| User Interface | Clean & Simple | Feature-Rich but Busy | ✅ Multipolls |
| Geographic Reach | 100+ Countries | ~40 Countries | ✅ Multipolls |
| Brand Recognition | New (2023) | Established (2008) | ✅ Swagbucks |
| App Store Rating | 4.3★ (1M+ downloads) | 4.3★ (20M+ members) | 🤝 Tie |
The Scorecard: Multipolls wins 6 categories, Swagbucks wins 2, and there's 1 tie. But don't let this fool you—the category that matters MOST to you should drive your decision.
Table of Contents
- Quick Answer: Which Is Better?
- What Is Multipolls?
- What Is Swagbucks?
- Detailed Comparison (10 Categories)
- Earnings Comparison: Real Numbers
- Which App Should YOU Choose?
- Can You Use Both Apps Together?
- My Personal Recommendation
- Frequently Asked Questions
- Final Verdict: The Winner Is...
Quick Answer: Which Is Better—Multipolls or Swagbucks?
The honest answer? It depends on your priorities. After testing both platforms and analyzing thousands of user reviews, here's the quick decision framework:
Choose Multipolls if you want:
- A simple, survey-focused experience without distractions
- Protection against wasted time (Top-Rated surveys pay even when disqualified)
- Faster first cashout ($12 vs $25 minimum)
- Real currency display (not confusing points)
- Access from 100+ countries worldwide
Choose Swagbucks if you want:
- Maximum earning variety (surveys, shopping, videos, games, web search)
- Significant shopping cashback value (if you frequently buy online)
- An established brand with 14+ years of payment history
- More ways to earn beyond just answering questions
Can you use both? Absolutely—and I actually recommend it. There's no conflict between the apps, and using both maximizes your earning potential while hedging your bets. I'll explain the optimal "stacking strategy" later in this article.
What Is Multipolls? (Brief Overview)
Multipolls is a mobile survey app launched in 2023 that connects users with paid market research opportunities. With over 1 million downloads and a 4.3-star rating on Google Play, it's quickly become a favorite among survey takers who value simplicity and fair compensation.
The app's key differentiator is the Top-Rated surveys feature—surveys that pay you a small amount even if you get disqualified. This addresses the #1 frustration in the survey world: wasting 10+ minutes only to be screened out with nothing to show for it.
Multipolls displays earnings in your local currency (no points conversion needed) and offers a $12 minimum cashout threshold—significantly lower than most competitors.
📊 Read our complete Multipolls review for the full breakdown.
Get started with referral code ERA46663 for bonus rewards.
What Is Swagbucks? (Brief Overview)
Swagbucks is one of the oldest and most established reward platforms, launched in 2008. With over 20 million members and $800+ million paid out since inception, it's the household name in the survey and rewards space.
Unlike Multipolls' survey focus, Swagbucks offers a diverse earning ecosystem: paid surveys, shopping cashback, video watching, web searches, polls, and mobile games. This variety makes it attractive for users who want multiple income streams from a single platform.
Swagbucks uses a points system (called "SB") where 100 SB equals $1 USD. The standard minimum cashout is $25 for most rewards, though some gift cards are available for as low as $3-5.
The brand's longevity is its strongest selling point—14+ years of consistent payments builds serious trust. However, this also means a more cluttered interface with ads and promotions throughout the app.
Detailed Comparison: Multipolls vs Swagbucks (10 Key Categories)
Now let's break down exactly how these apps compare across every metric that matters. I'll declare a winner in each category and explain why.
1. Earning Opportunities
Multipolls offers:
- Paid surveys (primary earning method)
- Mobile games via Adjoe integration (slower earnings)
- Referral program (10% lifetime commissions)
Swagbucks offers:
- Paid surveys (Swagbucks Surveys)
- Shopping cashback (SwagButton browser extension)
- Video watching (Swagbucks Watch)
- Web searches (Swagbucks Search)
- Daily polls and quick tasks
- Mobile games and offers
- Referral program
Winner: ✅ Swagbucks
Swagbucks offers significantly more earning variety. If you shop online frequently, the cashback feature alone can add $20-50/month to your earnings without extra effort. However, if you ONLY want to take surveys without distractions, Multipolls' focused approach is actually an advantage—no temptation to waste time on low-paying videos or searches.
2. Minimum Payout & Payment Options
This is where many comparison articles miss critical details. Let's break down the exact numbers:
| Payment Method | Multipolls Minimum | Swagbucks Minimum |
|---|---|---|
| PayPal | $12.50(≈R250) | $25 (2,500 SB) |
| Amazon Gift Card | $12.50 | $3 (discounted) / $10+ |
| Visa Prepaid Card | $12.50 | $25 |
| Google Play | $12.50 | $5 |
| Processing Time | 24-48 hours | 3-5 business days |
Winner: ✅ Multipolls (for most users)
Multipolls' consistent $12.50 minimum means you'll reach your first cashout in roughly 1-2 weeks of moderate use. Swagbucks' $25 standard minimum takes 2-4 weeks for most users. While Swagbucks does offer $3-5 gift card options, the best value (PayPal and Visa) requires $25.
This matters psychologically: faster cashouts keep motivation high and prove the app actually pays.
3. Disqualification Compensation (CRITICAL DIFFERENTIATOR)
This is where Multipolls vs Swagbucks shows the biggest difference—and it's the factor most comparison articles completely ignore.
The Problem: Survey disqualification rates typically range from 40-70%. You answer screening questions, invest 5-15 minutes, then get told "Sorry, you don't qualify." With traditional apps, that time is completely wasted.
Multipolls Solution: Top-Rated surveys pay a small compensation (R2-5 in South Africa, typically $0.10-0.30 USD) even when you get disqualified. During my 7-day testing period:
- Attempted 20 surveys
- Completed 8 surveys
- Disqualified from 12 surveys
- Still earned R2.14 from disqualified Top-Rated surveys
Swagbucks Approach: No compensation for disqualifications. Zero. You lose the time entirely.
Winner: ✅ Multipolls (game-changer)
Nothing destroys survey motivation faster than repeated disqualifications with nothing to show. Multipolls' Top-Rated feature turns frustrating screenouts into small wins, keeping you engaged long-term. This single feature may be worth choosing Multipolls over Swagbucks for serious survey takers.
4. Referral Programs
Both apps offer referral bonuses, but the structures differ dramatically:
Multipolls:
- 10% of your referrals' earnings
- LIFETIME duration (no expiration)
- Passive income potential
Swagbucks:
- 10% of your referrals' earnings
- 30-day duration only
- One-time bonus opportunities
Winner: ✅ Multipolls (significantly better)
Here's the math that matters: If your referred friend earns $300 over 2 years of using the app:
- Multipolls: You'd earn $30 (10% × $300)
- Swagbucks: You'd earn approximately $3-5 (10% of just their first month)
Multipolls' lifetime referral structure is genuinely rare in the industry and creates actual passive income potential if you can refer active users.
5. Payment Processing Speed
Multipolls: Most users report receiving PayPal payments within 24-48 hours. Gift cards are often instant or same-day.
Swagbucks: Official documentation states 3-5 business days for most rewards. Some users report longer waits during high-volume periods.
Winner: ✅ Multipolls (slight edge)
Both apps have reliable payment histories, but Multipolls gets your money faster. The caveat: approximately 15-20% of users on both platforms report occasional delays, typically resolved within 1-2 weeks.
6. Currency System (Points vs Real Money)
Multipolls: Displays earnings in your local currency from day one. In South Africa, I see R20.54—I immediately know that's about $1.11 USD without mental math.
Swagbucks: Uses "SB" points where 100 SB = $1 USD. Seeing "2,054 SB" requires constant conversion to understand real value.
Winner: ✅ Multipolls (transparency wins)
The points system isn't inherently bad, but it does create psychological distance from real money. When you see R20 or $20, you immediately feel the value. When you see "2,000 SB," there's an extra cognitive step. For some users, this makes overspending points on low-value rewards easier.
7. User Interface & Experience
Multipolls Interface:
- Clean, mobile-first design
- Surveys prominently displayed
- Minimal advertisements
- Easy navigation (fewer than 5 main sections)
- Quick loading times
Swagbucks Interface:
- Feature-rich but busy layout
- Multiple earning options visible simultaneously
- Promotional banners and ads throughout
- Can feel overwhelming for beginners
- More options means more clicks to find surveys
Winner: ✅ Multipolls (especially for beginners)
If you're new to survey apps, Multipolls' simplicity helps you start earning immediately without confusion. Swagbucks' interface reflects its 14+ years of feature additions—powerful but cluttered. Power users may appreciate Swagbucks' options; beginners often feel lost.
8. Geographic Availability
Multipolls: Available in 100+ countries worldwide. Particularly strong in emerging markets where Swagbucks doesn't operate.
Swagbucks: Approximately 40 countries, with best support in USA, UK, Canada, Australia, Germany, and France. Limited or unavailable in much of Africa, Asia, and South America.
Winner: ✅ Multipolls (better for international users)
If you're in the USA, UK, or Canada, both apps work well. If you're in South Africa (like me), India, Brazil, or many other countries, Multipolls may be your only real option—or at least the better-supported one.
Note: Both apps offer more surveys and higher payouts in Tier 1 countries (USA, UK, CA, AU). International users should set realistic expectations.
9. Earning Variety Beyond Surveys
Multipolls Non-Survey Earnings:
- Mobile games via Adjoe (requires significant playtime for small rewards)
- Referral program
- That's essentially it
Swagbucks Non-Survey Earnings:
- Shopping cashback (1-10%+ at thousands of stores)
- Video watching (low pay but passive)
- Web searches (earn while you browse)
- Daily polls (quick cents)
- Special offers and trials
- Mobile games
Winner: ✅ Swagbucks (if you shop online)
Swagbucks' shopping cashback is genuinely valuable if you buy online regularly. Getting 3-10% back on Amazon, Walmart, or eBay purchases adds up quickly without extra effort. If you don't shop online much, this advantage disappears. Multipolls' focused approach means less distraction but fewer earning opportunities.
10. Brand Recognition & Trust
Multipolls:
- Launched 2023 (relatively new)
- 1M+ downloads on Google Play
- 4.3-star rating
- Growing reputation
Swagbucks:
- Launched 2008 (14+ years)
- 20M+ registered members
- 4.3-star rating
- $800M+ paid out lifetime
- Owned by Prodege (publicly documented company)
Winner: ✅ Swagbucks (longer track record)
Pure trust and track record favor Swagbucks. They've paid out for 14 years—that's reassuring. Multipolls is legitimate (I've seen plenty of payment proofs and verified user earnings), but it's newer. If brand security is your top priority, Swagbucks' history matters.
Earnings Comparison: Real Numbers
Let's talk actual money. While I haven't personally tested Swagbucks as extensively as Multipolls, I can share my direct experience alongside researched data from Reddit's r/beermoney community and Trustpilot reviews.
My Multipolls Testing (South Africa - 7 Days)
- Total Earned: R20.54 (≈$1.11 USD)
- Surveys Attempted: 20
- Surveys Completed: 8 (40% completion rate)
- Surveys Disqualified: 12
- Top-Rated Disqualification Pay: R2.14
- Time Invested: ~5 hours
- Effective Hourly Rate: R4.11/hour (≈$0.22 USD/hour)
Note: I'm still accumulating toward the R250 (~$12) minimum cashout. South African rates are lower than USA—this is expected.
Estimated Earnings by Use Level
| User Level | Daily Time | Multipolls (USA Est.) | Swagbucks (USA Est.) |
|---|---|---|---|
| Beginner | 30 min/day | $15-25/month | $20-35/month |
| Moderate | 1 hour/day | $25-50/month | $40-75/month |
| Heavy | 2+ hours/day | $40-80/month | $75-150/month |
Why Swagbucks shows higher potential: Swagbucks' earning variety (especially shopping cashback) adds income that pure survey apps can't match. If you spend $500/month shopping online and get 5% back, that's an extra $25 without any survey time.
Important context: These estimates are based on USA users. International earnings (like my South Africa testing) typically run 50-70% lower due to fewer surveys and lower payouts per survey.
Which App Should YOU Choose?
After analyzing 10 categories and comparing real data, here's my decision framework:
✅ Choose MULTIPOLLS if:
- You want a simple, survey-focused experience without distractions
- You value disqualification compensation (Top-Rated surveys pay even when screened out)
- You want a lower cashout minimum ($12 vs $25) for faster first payment
- You prefer seeing real currency instead of confusing points
- You want lifetime referral commissions for true passive income
- You live outside USA/UK/CA/AU (Multipolls has wider international reach)
- You're a beginner who wants an easy-to-understand platform
- You get frustrated by disqualifications and want compensation for your time
Get started: Download Multipolls and use referral code ERA46663
✅ Choose SWAGBUCKS if:
- You want earning variety (surveys, shopping, videos, games, searches)
- You shop online frequently (cashback adds significant passive value)
- You prefer an established brand with 14+ years of payment history
- You're willing to navigate a busier interface for more earning options
- You live in a Tier 1 country (USA, UK, CA, AU) where it's well-supported
- You want to maximize earnings and don't mind complexity
- You already use Amazon/Walmart and want automatic cashback
- Brand trust is your top priority
Get started: Visit Swagbucks.com
Can You Use Both Multipolls and Swagbucks Together?
Absolutely—and I recommend it.
There's no conflict between using both apps simultaneously. They pull surveys from different providers, so you won't see the same surveys (usually). More importantly, each app has strengths the other lacks.
🎯 Pro Strategy: The Stacking Approach
Here's how to maximize earnings with both apps:
- Morning check: Open Multipolls first. Complete any Top-Rated surveys (disqualification protection makes these highest priority).
- Throughout the day: Check Multipolls 2-3 times for new surveys. The app refreshes frequently.
- Online shopping: Use Swagbucks' SwagButton extension for automatic cashback. This requires zero extra time.
- When Multipolls is dry: Switch to Swagbucks for surveys, daily polls, or quick tasks.
- Passive earning: Run Swagbucks videos in the background while doing other things.
Expected result: 20-40% more earnings than using either app alone.
The key insight: Multipolls protects you from disqualification frustration (Top-Rated surveys), while Swagbucks adds earning variety during slow survey periods. They complement each other perfectly.
My Personal Recommendation
After testing Multipolls for 7 days and extensively researching Swagbucks, here's my honest recommendation:
If you're a complete beginner: Start with Multipolls. The simpler interface, real currency display, and lower cashout minimum help you experience your first payment quickly. This psychological win matters—it proves the app actually pays and builds motivation.
After 2 weeks on Multipolls: Add Swagbucks to your routine. Install the SwagButton browser extension for shopping cashback. Explore their survey section during times when Multipolls has limited surveys available.
After 1 month: Track your earnings from both apps. Calculate your effective hourly rate for each. Double down on whichever pays YOU better (this varies by person, location, and survey-matching luck).
My current plan: I'm continuing to test Multipolls toward my first cashout (R250 minimum in South Africa). Next month, I plan to add Swagbucks to my rotation and will report back with a comparison of my actual earnings from both platforms.
The bottom line: Both apps are legitimate. Neither is a scam. Your best choice depends on your priorities, location, and earning style. If forced to pick just one for a beginner, I'd recommend Multipolls for its simplicity and disqualification protection—but the ideal strategy is using both.
Frequently Asked Questions
Which pays more: Multipolls or Swagbucks?
Swagbucks has slightly higher earning potential due to its variety (especially shopping cashback). Moderate USA users report $40-75/month on Swagbucks versus $25-50/month on Multipolls. However, Multipolls' Top-Rated surveys that pay even when disqualified reduce wasted time, making your effective hourly rate more consistent. If you only do surveys (no shopping cashback), the earnings are closer than you'd expect.
Can I use both Multipolls and Swagbucks at the same time?
Yes, absolutely. There's no conflict between the apps. They pull surveys from different providers, so you typically won't see duplicates. Using both is actually the recommended strategy—Multipolls for disqualification protection, Swagbucks for variety and shopping cashback. Many users stack 2-3 survey apps to maximize earnings.
Which has better reviews: Multipolls or Swagbucks?
Both have identical 4.3-star ratings on Google Play and similar app store reviews. Trustpilot shows mixed reviews for both apps (~3/5 stars), with common complaints about survey disqualifications and occasional payment delays. Swagbucks has more total reviews due to its longer history, but the satisfaction rates are comparable.
Is Multipolls or Swagbucks better for beginners?
Multipolls is better for beginners. Its simpler interface, real currency display (not confusing points), lower cashout minimum ($12 vs $25), and Top-Rated survey feature make it easier to start earning quickly without frustration. Swagbucks' feature-rich interface can overwhelm new users.
Which app is available in more countries?
Multipolls has wider geographic reach with availability in 100+ countries. Swagbucks operates in approximately 40 countries, with best support in USA, UK, Canada, Australia, Germany, and France. If you're outside these Tier 1 countries, Multipolls is likely your better (or only) option.
Final Verdict: The Winner Is...
There is no universal winner. After 3,000+ words of analysis, the honest answer remains: the best app depends on YOU.
Multipolls wins if you value:
- Simplicity and focus
- Disqualification compensation
- Lower cashout minimum
- Lifetime referral earnings
- International availability
Swagbucks wins if you value:
- Earning variety
- Shopping cashback
- Established brand trust
- Maximum earning potential
My recommendation: Start with Multipolls using code ERA46663. Add Swagbucks after 2 weeks. Track your earnings from both for a month. Then double down on whichever works better for your situation.
The survey app that's "best" is the one you'll actually use consistently. Try both, stay patient, and remember: this is side income, not a salary replacement.
Now it's your turn: Have you tried either Multipolls or Swagbucks? Which one works better for YOU? Drop a comment below—I read every one.
🔗 Related Comparisons on Appcashify:
📢 Transparency Disclaimer: This comparison includes a Multipolls referral code (ERA46663). If you sign up using this code, Appcashify may receive a small commission at no additional cost to you. This article is based on real Multipolls testing (7 days in South Africa) and publicly available information about Swagbucks from official documentation, Reddit r/beermoney, and Trustpilot reviews. No payment was received from either company to write this comparison, and I've made every effort to present both apps fairly.
Last Updated:January 19, 2026